Buying Your Home - Home Inspections & Warranties
Do I need a home inspection?
Yes. It is highly recommended to have a home inspection, even if you have agreed to purchase your home "as is". There are often little things lurking that you don't see while you are busy imagining your life in your new home. Major repairs on homes can amount to thousands of dollars, so it's a good idea to have an experienced inspector have a look at the Plumbing, Electrical, Roof, HVAC, Windows & Doors and Radon testing in order to make sure there are no immediate or unexpected defects that could cause you to regret buying the home.
Your purchase contract should have a provision allowing you to have the inspector come spend a few hours to document all these things, and your negotiations for the purchase should have included a framework for how possible repairs would be dealt with by the seller.
How do I find a home inspector?
Realtor is one source, as well as public websites and social media. You can ask for referrals
from friends. Ask for their credentials, such as time in business, possible contractor's license or
engineering certificate, state licensure and well as affiliations with national organizations. Also, check out their references.
There are a couple nationally recognized organizations that most home inspectors belong to. For instance, The American Society of Home Inspectors (ASHI) has developed formal
inspection guidelines and a professional code of ethics for its members.
Membership to ASHI is not automatic; proven field experience and technical
knowledge of structures and their various systems and appliances are a
Rates for the service vary greatly. Many inspectors charge about
$400, but costs go up with the scope of the inspection, and size of the home. So, budget $400-$600, which is typically paid upfront, at the time of the inspection.